Everything You Need To Know About Filing A Car Accident Claim

Car accidents happen frequently and they can have catastrophic consequences on people’s lives. Serious injuries are common in collisions and could result in temporary or permanent disability. Medical costs stemming from car accidents are expensive, and victims may also experience lost wages due to their injuries. If you were the victim of a car accident and suffered bodily injury, you can file a car accident personal injury claim to receive fair compensation. At Warner, Sechrest & Butts, P.A., we can provide you with a car accident attorney Gainesville, FL, residents can count on.

What To Do After A Car Accident

Gather Information

After a car accident, it is important to take the necessary steps to gather critical information for your case. Be sure to contact 911 so that an officer can arrive at the scene. The officer will complete a Traffic Collisions Report which will detail important information and witnesses regarding the accident. You may later obtain a copy of the report for your claim.

While at the scene of the accident, write down the other driver’s name and the following information: license plate ID, insurance company name and account, and contact information. Also take photographs, if possible, of the location and damages. Be sure to seek immediate medical attention after the accident, even if you don’t feel injured. A doctor will be able to diagnose your injuries and record them, which will help your credibility during the injury claim.

File Your Personal Injury Claim

After receiving medical attention, file your personal injury claim as soon as possible. The longer you wait to file a claim, the more you risk being denied compensation. You will have to file the personal injury claim with the insurance company of the responsible driver. After your claim is filed, you will be contacted by an adjuster for the insurance company. He or she will ask to record a statement from you regarding the accident, including the damages to the vehicles and details about your injuries. Adjusters try to gather as much information as possible in order to mitigate any damages for the insurance company and reduce the overall payout for settlement. Before speaking to the adjuster, meet with your car accident lawyer so you don’t say anything that could hurt your case. The Insurance company will then ask you for medical reports, proof of medical expenses, and other information to determine your compensation.

Settle Or Sue In Court?

Once the insurance company has gathered the necessary information, it will provide you with an offer of compensation for your injuries and expenses. However, these settlements usually do not take into account future expenses and complications that could arise due to your injuries, and the offers tend to be much lower than you deserve. Car accident lawyers can help protect your rights and fight for higher compensation. If you decide not to settle, you have the option of suing the party at-fault and going through a court trial, although this can be a more expensive and extensive process.

Gainesville Accident Attorney

At Warner, Sechrest & Butts, P.A., we believe that as a victim of a car accident, you deserve fair compensation for the injuries, medical expenses, lost wages, and pain you endured. Contact us today for a Personal Injury Attorney Gainesville, FL, residents can trust.

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